Need to get high limit credit cards?

I wanted to start a topic today that a lot of people are asking about, how do I get high limit credit cards?

So there are a few topics that are very important, things that we can do here, things that you can keep in your mind that a lot of people want to get Christmas out of the way.

A lot of people want to start going shopping.

They want to get some credit cards so they can have a good holiday.

Unfortunately, not everybody has a lot of cash.

So if we can get some credit cards to kind of supplement the Christmas expenditures, then I’m here to help you guys.

5 key things to get high limit credit cards

So the first thing I want to talk to you about is in order to get high limit credit cards, there are five key topics.

Need at least a 700 credit score

Number one, if we want to have a credit score of above 700. If you’re at 700 or higher, typically lenders are going to put you into A1 credit.

If you’re coming with us at a 550, typically that means there might be some negative, some derogatories on there.

So chances are of getting a high limit credit card are going to be slightly lower.

So we want to stay at 700 or above, all three credit bureaus.

Now, I can also help you with where these Tradelines, where your credit cards are going to pull from.

So if you apply for let’s say a Barclay’s card, I know that they pull from TransUnion.

So, therefore, if we have a 700 credit score on one of the bureaus, you don’t necessarily need it on all three because they’re only going to pull from that one bureau anyway, okay?

So make sense?

Post your comments below if you have any questions.

Like I said, from every video I’ve ever done, I will respond to every single person to make sure that you guys are educated before making decisions, and educated so that way it saves you the time, saves you the inquiries, and saves you the headache from getting denials.

You need positive accounts

The number two thing that lenders look for is positive accounts.

Having positive accounts is like the holy grail of getting credit cards.

So quick scenario, three accounts minimum, three accounts.

Do not expect to get a high limit credit card if you come to me and say, “I want to put one trade line on,” or, “I’ve got a little baby credit card, Capital One, $300 credit limit that’s on my credit report now, but I want to go get a $5000, $10,000, $15,000 credit card, but I’ve only got a $300 Capital One now.”

So it’s got to make sense, okay?

So we want three accounts on there, three revolving Tradelines on your credit report to be able to get high limit credit cards.

Credit inquiries (hard pulls and soft pulls)

Another thing that’s important is inquires.

We to lower and lower and lower the inquiries.

Anytime that you are applying for a credit card, a vehicle, a home, an apartment, anything that you’re looking at credit on, they are pulling a hard inquiry.

There are some companies that do the soft inquiry, but for the most part, you’re going to get a hard inquiry.

So the important thing of having low inquiries is because when you apply for a credit card or a home or whatever it is that you’re looking for, but in this case, we’re talking about credit cards.

So if you keep the inquiries low, it does not look that you’re searching for credit.

The way that they look at it is if you have a bunch of inquiries in a short period of time, it looks like you’re searching for credit, and therefore, you will get denied for credit.

So keep the inquiries low, and that will also help you with getting higher limit credit cards.

Get rid of the collections

Lastly is extremely important not to have any collections, judgments, foreclosures, repos, late pays, public records on your credit report because those are indications that your credit has suffered in areas.

So we want to make sure that we have the negatives off, three positive revolving accounts, 700 credit score is typical for getting a higher limit, which is also classified as the A1 credit and the line you want to look at is about 700 across the board.

Have three revolving accounts is the most important, which everybody misses, this is the holy grail of the holy grail, just because you have a 700 credit score, which by the way I can put one Tradeline on a completely swept off file and get you over 700 credit score with one Tradeline.

There are many factors, like I just went over, that have been in the criteria of getting high limit credit cards, and the one that is missed the most is the fact there is not enough age on the credit report.

We want five years of average history on your credit report.

So if we got our three accounts, we got a five-year average, our inquiries are low, and I mean low like under four, and we’ve got three revolving accounts, your chances of getting approved for a high limit credit card are very high.

So let me go over it one more time.

700 credit score, three revolving positive accounts, low inquiries, typically under four, and a five year average age on your credit report, and then the simple thing is to make sure there’s no negatives, judgments, foreclosures, repos, public records, all that late pay, all that bankruptcies, all that stuff.

So that’s the things that we want to look at to get a high limit credit card.

Do you have pesky inquiries on your report

Now, what do we do here?

Here’s where we come in.

We have official rapid repair here where we can get rid of negatives, late pays, collections, judgments, foreclosures, repos, bankruptcies, derogatories.

We got the Tradelines, seasoned Tradelines where we can add, if you’ve got one or two and you want to put one on, we can add the Tradeline onto your credit report so you can fit that criteria that we just talked about.

We’ve got the services here.

If you need our help, we are here to help you.

We’ve helped thousands and thousands of people get into cars, get credit cards, get into a home, get into an apartment, be able to change their life.

We have it all here where we can help you get that average age up.

We can help you with the Tradelines. We can help you with the inquiry.

We can help you with these steps.

Please don’t hesitate to reach out.

***Call us NOW at (888) 810-2897 or visit mckenzieadams.net to learn how to Protect and Improve your credit RIGHT AWAY***