One of the best ways to improve credit reports and scores is to add Tradelines. It is considered the best and fastest way by consumers because of how quickly and drastically it works. To make full use of the possibilities of this tool, its meaning and nature must first be understood. Many factors are important in determining credit reports and credit scores. Your credit rating depends heavily on your own assessment of how to improve and maintain your credit score.

A Tradeline is simply an account on your credit report. It is any credit account you see, such as car loan, mortgage loan, student loan, personal loan, etc. Tradelines have two classifications, which are Authorized User accounts and Primary accounts. Authorized User accounts are when you are added to an existing credit card account with a long history of perfect payments and little or no balance. The credit card company will report the entire history for that account to your credit report, drastically recalculating your score.

A primary tradeline is an account that is your own from the start. Many people are seeking “aged auto and mortgage primaries” but such accounts that are not yours do not exist and are the biggest tradeline scam known in this industry. If you need help with those, check out my recommendations for safe and legitimate Primaries.

Tradelines provide an immediate increase in the credit reports and credit checks of the Authorized User. It is a temporary transfer of the good current rating from another account to the credit report of another. The authorized user does not get the card, they simply benefit from the boost re-calculation. This tool is mainly intended for family members. However, people can use this tool to improve their credit score, as well as earn extra money by leasing their Authorized User Spots.

The use of tradelines is a great way to improve your credit score because it impacts up to 80% of your total score. Tradelines contain three of the five variables used to determine the payment history, the year, and the low balance.

If you are trying to get approved for an auto loan, house or apartment, credit cards, funding, start your own business, and need credit enhancement, tradelines are one of the QUICKEST and BEST WAYS to raise your credit score FAST.