The amount by which your credit score can increase with tradelines is different for everyone. We stick with a few rules of thumb that result in the highest credit score boosts our clients.

1. Age trumps credit limit. I get this question all the time “Which is better, age or credit limit?” My friend, it’s AGE, because it’s more powerful than credit limit! You should ensure you have AT LEAST one or two aged tradelines on your credit report. [But if you have HIGH DEBT over 30%, you will need both AGE and CREDIT LIMIT.]

2. The fewer addresses on your credit report, the better. Limit addresses to same cardholder or two cardholders. Custom built Age Progressional Tradeline Packages are the best option. These packages include a solid mix of age and high credit limit tradelines.

3. If you have negative items on your credit report, this can offset the boost that you could get. You will need a Credit Sweep in order to get the maximum boost possible from tradeline(s). Tradelines are not a band-aid, they are an enhancement.